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Oberoi R

Deputy Chief Financial Officer and Chief Accounting Officer (CAO) at Varo Bank

Strategic FinanceFintech TransformationCapital PlanningBoard GovernanceIPO ReadinessRegulatory Reporting

About

I'm Oberoi R, currently serving as the Deputy CFO and Chief Accounting Officer at Varo Bank. My career has been a journey through the complexities of global finance—from my early days at Deloitte and PwC to leading corporate FP&A at BNP Paribas, and ultimately helping scale Varo through its 30x growth and $1B+ capital raises. I'm passionate about transforming finance from a back-office function into a strategic growth engine, but I'm equally focused on the human side of leadership, drawing inspiration from Stoicism and mindfulness. Beyond the balance sheet, I’m deeply involved in sports technology, particularly in cricket, where I have a patent pending for a training project. Whether I'm discussing fintech transformation, board governance, or how to lead with clarity and empathy, I'm always looking to connect with fellow innovators, founders, and leaders who value resilience and genuine curiosity.

Networking

What I can offer

  • Insights on scaling fintech operations
  • Guidance on regulatory compliance and bank chartering
  • Mentorship on the human side of finance and leadership
  • Expertise in capital markets and treasury

Looking for

  • Individuals interested in sports technology and cricket innovation
  • CFOs, founders, and board directors for professional collaboration
  • expanding my professional network
  • exploring mutual opportunities in banking and fintech

Best fit for

CFOs and Finance ExecutivesFintech FoundersBoard DirectorsSports Tech Innovators

Current Interests

Fintech transformationSports technology (Cricket)Stoicism and MindfulnessFinancial inclusionGrounded leadership

Background

Career

Began in audit and treasury at Deloitte and PwC, transitioned to senior finance leadership at BNP Paribas, and eventually scaled Varo Bank from Controller to Deputy CFO.

Education

MIT (Fintech, 2016); ICAEW (Fellow Chartered Accountant); MS in Money from University of Birmingham; BA in Economics from Delhi University.

Achievements

  • Managed $1B+ capital raises and 30x scaling of a financial institution
  • Achieved a 4-day financial close through automation at Varo Bank
  • Built finance infrastructure for an OCC-compliant charter banking operation
  • Patent pending for a sports technology project

Opinions

  • Finance should shape history, not just report it.
  • Clarity is kindness in leadership.
  • The 'Human Prompt Paradox': people are often clearer with AI than with each other.
  • Effort and endurance are more meaningful than the final trophy.