Nikhila Putcha
Co-Founder of MoneyPlanned
Scaling MoneyPlanned globally and representing the Indian startup community at the World Economic Forum.
Intro
I'm Nikhila Putcha, the Co-Founder of MoneyPlanned. My journey has taken me from product design engineering and social impact work to building a patented, AI-driven financial planning platform. I’m deeply passionate about the intersection of fintech and AI, specifically how we move past the 'magic trick' phase of technology into creating measurable ROI and financial wellness. As a UBS Rising Star and a participant in the World Economic Forum, I’m focused on scaling our platform globally and strengthening the Indo-US investment corridor. I offer deep expertise in fintech product strategy and brand storytelling, and I’m always looking to connect with innovation leaders in banking, global investors, and fellow founders who share a conviction for building 10x bigger solutions in the evolving Indian startup ecosystem.
Networking
What I can offer
- ›Expertise in AI-driven advisory and fintech product strategy
- ›Insights into the Indian startup landscape
- ›Experience in brand storytelling and UX design
What I'm looking for
- ›Heads of Innovation at banks
- ›Financial advisors
- ›Global investors interested in the Indo-US corridor
- ›Fellow female founders
Best fit for
Focus
Current interests
Core competencies
Background
Career
Transitioned from engineering and social impact internships to strategy consulting and leadership fellowships, eventually co-founding a patented AI-driven fintech platform and representing the Indian startup community at the World Economic Forum.
Education
Stanford University Graduate School of Business: Seed Spark program in Entrepreneurship/Entrepreneurial Studies
Achievements
- ›UBS Rising Star Awardee 2024
- ›Secured a patent for the MoneyPlanned AI platform
- ›Launched AI Planner at FinovateFall NYC 2025
- ›Conducted financial planning workshops for 1000+ women
- ›Enhanced user engagement by 70% for consulting clients
Opinions
- The 'magic trick' phase of AI is over; focus must shift to data cleaning and measurable ROI.
- Trust is a 'hard financial asset' rather than a soft 'nice-to-have' in the age of deepfakes.
- AI-native entrepreneurs have a speed advantage that dismantles legacy capital.
- Market corrections are opportunities: SIPs in red equal future green.
Personality
Communication style
Enthusiastic, professional, and visionary; balances technical authority with generalist accessibility.
Formality — 6/10
Vocabulary